Who won: Stage 2 of the Review of the Credit and Collateral Arrangements for the Business Retail Market

About this contract

Further competition using Government Commercial Agency (GCA), Management Consultancy Four Framework (MCF4) (RM6309) Lot 4: Finance. Background As with many other sectors, the Business Retail Market is constituted such that Retailers can choose to 'pre-pay' or 'post-pay' Wholesalers for services. Whenever post-pay is used, there is the risk that a Retailer may default on payment for services they have already received from the Wholesaler. To mitigate the potential impact of this risk, a set of Credit and Collateral Arrangements (CCAs) were developed prior to market opening and are set out within the market codes which help govern and underpin the Business Retail Market. We are currently reviewing these CCA arrangements with a view to understanding if and where they are delivering for customers and the market, and if, and how recommendations for amendment or change may be warranted. We published in May 2026 a CCA Consultation which set out our initial proposals for change, including an accompanying supporting quantitative spreadsheet. We now wish to move to Stage 2 which is to develop and publish a Decision document on our proposed changes. Scope Ofwat is seeking external

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