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The Crisis and Resilience Fund (CRF) replaces the Household Support Fund and is intended to provide timely crisis support to households experiencing financial hardship or sudden shocks. The fund helps residents meet essential living costs while also supporting longer‑term financial resilience. Launched by the government on 1 April 2026, the CRF requires local authorities to deliver support rapidly and transparently, with clear accountability for the use of public funds. In line with the grant criteria, the funding should be allocated across three strands: • Crisis Payments: Cash-first approach to meet urgent needs (food, utilities, essential goods). This should be a multi-channel application-based process, allowing for individuals to self-refer. The fund should be available year-round, with flexible eligibility for low-income households and those facing a financial shock. Crisis payments should be person centred, trauma informed and needs based. • Resilience Services: Initiatives to build financial resilience for individuals and the community and includes services such as debt advice, income maximisation, savings advice and affordable credit. • Community Coordination: Investment in
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